Third Party Motor Insurance Scheme
Collision Coverage – for accidental damage caused to a third party’s car as a consequence on collision or rollover, resulting from the insured’s negligence. Third party Bodily Injury Liability – Covers injury to a third party as a result of the neglect of the insured/driver. Third Party Property Damage Liability –Covers damage to property belonging to a third party resulting from the fault of the insured or authorized driver of the insured. =N=5,000 on motor vehicle

Comprehensive insurance
Comprehensive insurance (COMP, Other Than Collision, OTC) covers your insured vehicle for physical damage losses resulting from incidents other than collision. This normally includes coverage for: Theft Vandalism Glass damage (such as a broken windshield) Damage sustained from hitting an animal or bird Damage from falling objects or missiles Fire Floodwaters Damage sustained due to severe weather or natural disaster -- such as wind storm, hail, hurricane, tornado, etc. 5% charge upon the value of the car and 1% excess buy-back: Claims without buy-back will cover 90% and 100% with buy-back

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